Are personal possessions in my vehicle protected by Mexico insurance from MexInsuranceStore?
Are personal possessions in my vehicle protected by Mexico insurance from MexInsuranceStore?
Although your coverage through MexInsuranceStore can provide many important benefits, your personal belongings are not covered by a Mexico insurance policy. Mexico insurance from MexInsuranceStore policies pertains strictly to your vehicle and its occupants. Contents away from premises are usually covered by your homeowners policy however. You can’t file a successful claim for stolen items within your vehicle, but you can use Mexico insurance from MexInsuranceStore to file a theft of vehicle claim if you have full coverage. You won’t be reimbursed for the contents in a vandalized or stolen vehicle, making it wise to leave valuables locked up in a hotel if possible, rather than in the back of your car.
If you need protection for your personal belongings, you may already have coverage within your home or rental policy. Many such policies include worldwide coverage for your belongings. You need to contact your homeowners agent to discuss the details. Remember that small claims against a homeowner or rental policy can lead to increased premiums.
If you will travel in an area that is prone to crime, you may want to leave valuables like expensive jewelry or laptop computers at home. You should also consider the possibility of partial theft or vandalism of your automobile. Full coverage ACE Platinum Mexico insurance from MexInsuranceStore includes this protection. You can include this when you get your quote, or you can call one of our agents to discuss your options.