Mexican insurance for Canadians – Why isn’t my Canada or U.S. auto insurance enough for driving in Mexico?

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Mexican insurance for Canadians – Why isn’t my Canada or U.S. auto insurance enough for driving in Mexico?

There is sometimes a perception that Mexican insurance for Canadians is a supplement to a home policy. However, a lack of understanding could leave you in a bind and faced with huge losses because of an incorrect Mexican insurance selection. Your U.S. or Canada-based policy becomes null and void when you cross the border into Mexico. Although there may be some policies that claim to provide in-Mexico benefits, these are often very restricted to limited portions of the country. If you leave the defined zone, you can’t count on your home policy at all for damages experienced in Mexico.

Mexican auto insurance is necessary for several reasons. If you are involved in an accident, the authorities will first be sure than any injuries are handled and that everyone is cared for appropriately. After this, money becomes the next concern. You will need to demonstrate that you are able to financially handle your responsibility for any damages related to the accident. Your foreign policy isn’t recognized by the Mexican government, and failure to purchase Mexican insurance for Canadians online before you enter the country could leave you facing serious financial and legal issues. Documents for your Mexican insurance for Canadians policy can spare you an uncomfortable stay in the bare bones facilities of a Mexican jail.

While you may feel confident if you’ve purchased a Mexican auto insurance policy, insufficient coverage could still cause problems. Just as in your at-home policy, you get what you pay for. If you invest in Mexican insurance for Canadians liability-only needs, you can be stranded without a vehicle and without the means to have your transportation repaired or replaced. While you may avoid legal troubles because you have carried enough liability coverage, you might want to think carefully about investing just a bit more money so that you can recover some of your losses with a full coverage Mexican auto insurance policy.

Remember the following points when you buy Mexican insurance for Canadians:

  1. Your U.S. or Canada policy is not recognized by Mexican authorities
  2. Inadequate limits can expose you to legal and financial problems in the event of an accident
  3. You need to keep proof of your purchase handy to avoid trouble if you do experience an incident; your documents can be printed out easily at home, and carrying a spare copy with you ensures that you have the needed proof of ability to pay easily available
  4. Liability-only coverage may leave you exposed to serious financial loss if you have an accident

Our agents are prepared to provide email or telephone support if you are unsure of your options. We also provide you with helpful resources to use if you do experience an accident during your travels in Mexico.