What liability limit for Mexican Insurance for US cars should I choose when I buy Mexican Auto Insurance online?

Mexican Insurance for US cars quote tools make it possible to fine-tune your liability limit, but it’s important to realize that low liability limits may not be appropriate. While your use of the quote tool may show that a low-limit Mexican auto insurance online purchase can be made, you also need to consider the potential costs if you are involved in an accident that results in a fatality. It’s possible to select a policy with liability limits as low as $50,000. However, Mexican law provides for the equivalent of 5,000 days of income as compensation to dependents of someone killed in an accident. The income average varies for each state in Mexico, making it important to take note of the states in Mexico through which you will be traveling as you decide on your policy needs.

Review Mexico State Requirements Here:

At-Fault Auto Accident Limits of Liability Needed Per Fatality

Technically, the law in Mexico states you must take “financial responsibility” in any auto accident. Effective October 1, 2013 however, an authentic policy is required in order to drive in Mexico. This means you can pay cash, write a check, post a bond, or purchase a Mexican auto insurance online policy. Mexican travel by car almost always involves at least one border state. Coahuila is the most expensive border state for fatalities and compensation levels, costing $543,754 per fatality. Sonora (Rocky Point ), meanwhile, is the least expensive of all Mexican states at $4,659 per fatality. Baja California Norte, one of the busiest states for border crossings, has indemnity limits of $143,838 per fatality. It’s important to do your homework to be sure that you purchase adequate coverage before you cross the border. It’s wise to opt for the highest liability limits available so that you don’t come up short in an accident. An accident can push your travel plans to the side in an instant, but proper coverage levels can help in protecting you from a financial nightmare.

Don’t settle for a bare bones policy when you buy your policy from a quality provider often for the exact same premium or less.Many brick-and-mortar vendors provide difficult to understand a la carte products in order to garner a quick sale. The authorities inside Mexico won’t help you because you purchased a limited protection policy. Mexican insurance coverage is NOT standardized and its buyer beware. Did you know many Border policies are actually UNRATED by anyone and most of these iffy policies MAKE you repair inside Mexico.

All Mex Insurance Store.com policies allow repair in the US, Mexico OR Canada. An informed consumer will take into account their travel plans and Mexican law, investing in a policy that will accommodate their needs, as the requirements of the Mexico authorities are simply you must immediately demonstrate that you can pay for the damages you do, otherwise they will detain you until the bill is paid because Mexico practices Napoleonic Law and NOT English Common Law. Ignorance doesn’t work.