Will Mexican insurance from Mex Insurance Store.com help if I’m hit by an uninsured driver?
Although some Mexican states require that all motorists carry their own liability coverage, enforcement of the law may be inadequate. As a result, it’s always possible that an at-fault motorist may not carry any coverage. Protecting yourself and your vehicle depends on the type of Mexican insurance from Mex Insurance Store.com you select.
Liability-only Mexican insurance from Mex Insurance Store.com protection will include coverage for medical expenses incurred by you and as many as four passengers in the event of an accident involving uninsured drivers. If you have Full Coverage your vehicle will be covered either way. ACE Platinum increases your medical payments to $15,000/$40,000 if you get hit by an uninsured motorist, (a nice feature). This is also true of your full-coverage policy. The difference is that a liability policy won’t cover any damage to your vehicle whereas full-coverage includes such protection. Regardless of who is responsible for an accident, you can rest assured that your damages will be addressed with your comprehensive policy.
Many tourists opt for liability-only protection because of pricing. However, there is a lot of value in spending a little more to ensure that you can repair or replace your vehicle in case of any accident. You can’t predict accidents, and you can’t control the compliance of Mexican motorists within the law. However, you can drive with peace of mind by investing in the best Mexican insurance from Mex Insurance Store.com protection for your own traveling party.