Mexican RV Insurance
If you travel within the US and Canada, you need to obtain RV insurance. If you travel in Mexico, you definitely need Mexican insurance to cover you for damages to your vehicle and other’s property. Many people who intend using a RV in Mexico tend to ignore this type of insurance, as they are unaware that it is required by law in Mexico.
RV insurance is no different to traditional auto insurance. In Mexico, it is law that you obtain auto insurance. This is regardless of you having auto insurance in Canada or the US. Your normal insurance policy will not offer you coverage in Mexico if you are involved in an accident. There are many features related to RV insurance that you will not have to consider if you are simply making use of a normal car in Mexico.
Mexican RV Insurance Coverage
You will be covered for total loss replacement. If you are involved in a serious accident whilst travelling in your RV, you will be covered for the full value of your vehicle. Most insurance companies will offer you the full blue book value of your vehicle.
You will obtain cover for emergency expenses. If your RV is unusable and you cannot live in it, you will be reimbursed for your accommodation costs and alternative transport.
In the event that you sustain injury during your stay at a campsite, you will be reimbursed for all costs involved. This differs from normal Mexican auto insurance as RBs are designed for use at campsites. You will have coverage for fire damage or possible animal attacks whilst at the campsite.
If you require roadside assistance or a towing service, this will be made available to you. You will be provided with unlimited mileage as regards the towing service. The cover offers you the opportunity to obtain assistance from RV experts, rather than from regular vehicle mechanics. This is offered as your RV requires specialist care. Most Mexican insurance providers should provide you with a toll-free, 24-hour emergency number in the event that you require assistance. This ensures that you are not required to pay up-front for all these costs. You may purchase your Mexican RV insurance from this link.
RV Insurance Claims
In the event of a claim, you will work with specially trained staff members who are experienced in working with RV claims.
If you have RV insurance coverage in Canada or the US, you should confirm with your provider that the vehicle is covered for damages whilst travelling in Mexico. You would be best advised to obtain special Mexican RV insurance as this will offer you peace of mind while you are on vacation.
RV travel is a convenient means of enjoying a vacation in another country. You do not have the need to find accommodation as you can stay in the same area where you drive. The main aspect of travelling by RV in Mexico is to ensure that you have suitable Mexican insurance.